Citi Bank Personal Loans in Chennai

Citi Bank offers personal loan in just 48 hours of time from the time you have applied for. The process is quick and clear to the understanding of the applicants. You can get your cash in just 2 days. The personal lend offered by Citibank is easy to get and the interest rates are affordable. They offer for both salaried and self-employed business people; however the eligibility criteria and personal loan interest rates would differ.

Features of Personal Loan from CitiBank

  • CitiBank offers up to Rs.25 lacs of personal loan in just 48 hours
  • The loan repayment tenure can be chosen from 12 months to 60 months
  • The documentation is simple and quick process with easy procedures
  • You can apply for additional lend or fund any time after taking previous lend though repayment must be prompt for becoming eligible for this
  • You can make partial repayment and also pre-close with 3% prepayment charges
  • Personal loan is offered from Rs.50,000 to maximum of Rs.10,00,000/-
  • Interest rates varies between 14% and 18 percentage for both salaried and self-employed

Eligibility for Personal Loan from CitiBank:

  • The applicant must be over 23 years and up to 60 years can apply
  • Must be employed in a company and have at least 3 years of experience
  • The net monthly income must be Rs.20,000/- and over
  • For self-employed, up to 35% of salary is considered for personal loan if the company is listed and 30% if not listed

Documents Required for Applying Personal Loan in Citibank

  • The applicant must hold identity proof such as driving license, PAN card, bankers sign verification, photo identity card issued by Government of India, Government of Tamil Nadu, Passport and Voters ID
  • Address proof must be provided such as electricity bill, latest telephone bill, credit card bills, active bank statements, LIC policy, title deed of the property, rental agreement
  • Birth certificate or 10th or 12th Class passing certificate as age proof
  • Latest salary slips for at least 3 -6 months for income proof
  • Form 16 with current date, employment proof or business continuity proof, appointment letter for job continuity proof


Its one of the Leading Online Net Bank in India providing Banking accounts, loans, Credit cards etc.,
Its a Citigroup`s Subsidary private sector Indian bank headquartered in Mumbai. They hold best rank amongst the leading Banks exist in india.Seeking a financial help in low interest rates is critical.But we provide loans with low interest rates. Citibank provides online net banking solutions, Fund Transfer, Online Card payment also dealing with Financial Services. Citibank offers Financial services with Competitive personal loan interest rates.