Fullerton India Loan Against Property in Chennai

Fullerton India Mortgage Loans In Chennai

The loan against property provided by the Fullerton India Mortgage Loan in Chennai enables the customers to use their values locked up in a property to meet all kinds of expenses.

By choosing to take up mortgage loan via Fullerton India Mortgage Loan in Chennai the customers will be provided with a customized property loan depending on their requirements. Fullerton provides loan for everyone those who are salaried professionals, self-employed or an SME. The organization withholds a minimal documentation processes along with a hassle-free experience for every single customer.

Further, the supportive customer care team of Fullerton India helps the loan applicants with 24*7 professional financial assistances and other doubts.

In this whole process, LoansBazaar, being the best Fullerton India Mortgage Loan Dealer in Chennai, acts as a catalyst. In a nutshell, this professional Fullerton India Mortgage Loan Agent in Chennai fastens up your loan approval process in no-time.

Fullerton India Mortgage Loan in Chennai – Features

• With Fullerton’s loan against property an amount of up to Rs 5 crores can be availed as loan amount.
• The interest rates are affordable and competitive which stands at 9%.
• Fullerton offers the high LTV on the market value of both commercial and residential properties.
• A complete document verification process in a convenient and transparent way.
• Customized financial assistance as per the requirements.

Fullerton India Mortgage Loan in Chennai – Eligibility Criteria

• The applicants should be from 21 to 60, if a salaried individual, and from 25 to 65, if he/she is a self-employed individual.
• Self-employed individuals with a steady source of income are eligible for the loan.
• The loan applicants should be a resident of India.
• The CIBIL score should be above 700 for both salaried and self-employed individuals.
• Professionals like doctors, engineers, architects, chartered accountants, etc.., and other salaried employees who work with a public sector or a private company, can opt for the loan against property.

Fullerton India Mortgage Loan in Chennai – Required Documents:

• For the proof of identity, any of the following – passport, aadhar card, driving license, voter ID, GOI issued photo ID, or a government employee ID is required.
• For the proof of address aadhar card, driving license, voter ID, GOI issued photo ID, government employee ID, electricity bill, gas bill, telephone bill, or a property tax receipt is required.
• For the birth proof, passport, PAN card, Aadhar card with DOB, driving license, birth certificate or SSC mark sheet is required.
• For the signature proof, passport, PAN card, etc, is required.
• For the proof of income of salaried officials, 3 months’ pay slip, 6 months’ pay slip / 2 years bonus proof (in case of variable pay), 6 months bank statement showing salary credits, 2 years Form 16 (or employment continuity proof) are required.
• For NRI salaried officials, 3 month pay slip, appointment letter/contract letter, continuous discharge certificate for shipping cases, 6 month domestic NRE/NRO account statement, 6 month international salary account statement, overseas credit report, valid visa copy/OCI card, passport copy, POA details are required.
• For the self-employed officials, 2 years ITR, computation of income, P&L, balance sheet with CA seal and sign, tax audit report, 6 months bank statements of personal and business accounts, business continuity proof (3 years for HL / 5 years for LAP) are required.