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HDFC Bank Personal Loans in Chennai

HDFC Bank offers the most flexible choice of personal loans to the applicants. The bank offers personal lend for both self-employed and salaried individuals and the lending amount would vary with their net monthly income and repayment ability. The process is very quick and you can enjoy the most competitive interest rate for the loan amount from HDFC bank. We let you know eligibility by personal loan eligibility calculator.We have given an Emi calculator to calculate the amount that has to be paid to the bank.HDFC bank provides Online Eligibility calculator and Regulations while applying for personal loan.

Features of Personal loan from HDFC

  • You can borrow up to Rs. 15 lacs and minimum Rs. 50,000 which can be used for any purposes
  • The repayment option is very flexible and it ranges from 12 months to 60 months
  • The EMI option is easy to pay
  • No need for providing security, guarantor or collaterals
  • Speedy approval of loan
  • You will be provided credit shield in addition to the accident cover insurance

Personal loan Eligibility from HDFC

  • Applicant must be minimum 21 years and maximum 60 years of age
  • Must show the proof of minimum 2 years of work experience and must be currently working
  • The minimum monthly income must be Rs.15,000/- and over
  • There is a processing fee of 2% of the loan amount for salary account holder and 2.5% for non-salary account holder
  • About 4% of the outstanding principal loan amount is take as pre-closure charges

Documents Required for Applying:

  • Must provide identity proof of any of the following: photo credit card, PAN card, passport, driving license, banker's sign verification
  • Any of the age proof needs to be provided, PAN card, school transfer certificate or 12th certificate, birth certificate, LIC policy
  • Any of the address proof needs to be provided such as current telephone bill, passport, ration card, driving license, Election ID card, credit card latest bill statement, bank pass book
  • Income proof needs to be provided such as your latest salary slip, salary certificate with current date and Form 16
  • Job continuity proof needs to be provided such as appointment letter, From 16 with current date
  • Banking history of 3 months needs to be provided to check your transaction status
  • Any added documents may be required for self-employed applicants such as company deed, income certificate from CA and balance sheet for profit and loss

  • HDFC Bank

    It is Leading private sector bank providing personal banking services, financial services, credit card distribution, lending arrangements etc.,
    HDFC bank gives you adequate information and customer support for Banking services and financial information. Call us to know your eligibility.


personal loan eligibility calculator is available at Loansbazaar.com, we help you out through the various loans. For user experience we have given a hdfc personal loan Eligibility Emi Calculator for personal loan in chennai.Instant help and queries will be given as per the Queries.Click Emi calculator to know your amount