Davision Danieljs
Personal Loan · Chennai
The service was excellent & Mr. Umashankar was very supportive throughout the loan process. He guided me well and ensured everything was handled smoothly. Thank you for the great service.
4.9
Home Loans
Home Loan: Eligibility, Property Checks and Documents
Explore home loan options from banking and financial partners with guidance through every stage, from enquiry to disbursal.
Multiple lender options
Expert assistance
Transparent process
Check your loan options
Start with a few basic details.
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Why Choose Us
How LoansBazaar Helps with a Home Loan
We help you understand your options and navigate the loan application journey.
Long Repayment Tenures
Explore home loan options with extended tenures that may help keep EMIs manageable.
Multiple Lenders
Compare suitable options from different banks and housing finance partners.
Expert Guidance
Get help understanding eligibility, property documents and the application process.
End-to-End Support
Assistance from enquiry through lender verification and disbursal.
Eligibility
Home Loan Eligibility Criteria
Eligibility criteria vary by lender. Your income, employment, credit profile and other financial factors may be considered.
Age
Eligibility depends on the lender's applicable age and loan tenure criteria.
Income
Income requirements vary based on the lender, employment profile and loan amount.
Property
The property being purchased or built is typically assessed by the lender for legal and technical suitability.
Credit Profile
Lenders consider credit history and existing obligations during assessment.
Documents
Documents generally required
Exact requirements depend on the lender and your employment or business profile.
Identity proof
Address proof
Income documents and recent bank statements
Employment or business documents
Property documents such as sale agreement and title papers
Additional documents requested by the lender
Simple Process
Home Loan Application Process
We help you move through each stage with greater clarity.
01
Share Your Requirement
Tell us about the property and the loan amount you need.
02
Explore Suitable Options
We help you understand lender options for your profile.
03
Prepare Documents
Get guidance on income and property documents.
04
Property Verification
The lender verifies the property and your application details.
05
Sanction & Disbursal
Continue through approval, sanction and disbursement.
What Our Customers Say
Hear from customers who explored their loan options with our team.
Satheesh K
Personal Loan · Chennai
I had a great experience with LoansBazaar for my personal loan. The entire process was smooth, quick, and transparent. A special thanks to Banumathi, my SPOC, for her excellent support, timely updates, and guidance throughout the process. I highly recommend LoansBazaar for anyone looking for a hassle-free personal loan experience.
4.9
Bhagya lakshmi
Business Loan · Chennai
It was a great experience availing my home loan. Thank you for all your support throughout the process.
4.9
Balamurugan Jeyakumar
Loan Against Property · Chennai
Excellent service by the loan agent. Very supportive, professional, and quick in responding. The entire loan process was smooth and hassle-free. Highly satisfied with the support provided.
4.9
Maddy Madhan
Personal Loan · Chennai
I had an excellent experience. The loan process was incredibly fast and efficient, with the loan approved and money received within 4-5 hours. The service was smooth, and the team was very supportive throughout. I highly recommend them for anyone needing quick and reliable financial assistance. Thank you Uma Shankar and Lavanya.
4.9
Vedha Vedha
Home Loan · Chennai
Umashankar was very helpful. Guidance, Updates and support throughout the loan process is perfectly smooth and efficient. Extremely happy with their timely service.
4.9
Prakash B
Business Loan · Chennai
Extremely Happy With The Service. Totally delighted to share my experience. It has been quiet sometime that I have been dealing with Mr.Umashankar for processing loans for me. The work culture and professional ethics represent some of the best business in the industry. The sincerity, honesty and promptness in problem solving solutions are much appreciated. They will try to the fullest by all means to satisfy our expectations. I definitely wish to continue this association in the long run and will recommend my friends as required.
4.9
Anand B
Personal Loan · Chennai
Umashankar is a hardworking gentleman who understands your needs and finds the best financial provider based on your situation. He always stands with his customer and works to their satisfaction. Trust him for your financial needs.
4.9
Imran Baig
Loan Against Property · Chennai
Fast and Reliable service. Being a business owner i definitely trust Mr. Shankar as he provides service based on my future-needs.
4.9
FAQ
Home Loan FAQs
Answers to common questions about home loans.
A home loan is a secured loan used to buy, construct or renovate a residential property. The property is generally kept as security with the lender until the loan is repaid.
Ready to explore home loan options?
Share your requirement and get guidance on suitable loan options.
Apply for Home Loan