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Avail Citi Bank Personal Loan in
Chennai in Just 48 Hours
For all kinds of financial services, and especially for the personal loan service, Citi Bank is the best bank which serves you on-time with instant approval. By opting for the Citi Bank Personal Loan in Chennai, one can get the required funds quickly. The minimal requirement of documents, simpler verification processes, and an instant approval of loan are some of the attractive features of Citi Bank.
Citi Bank's plan of personal loan in just 48 hours of time from the time you have applied for, attracts a number of applicants. Yes, you can get your cash in just 2 days.
The top service provider in loan lending and approval processes, LoansBazaar, acts as the best catalyst in this process and makes it much more simple and easy for you.
The Citi Bank Personal Loan in Chennai is not only easy to avail but also the interest rates are affordable. The bank offers loans for both salaried and self-employed business people; however the eligibility criteria and personal loan interest rates would differ as they are provided below.
Citi Bank Personal Loans in Chennai
Features
- An amount of up to Rs 25 lakhs are provided by the bank in just 48 hours
- Personal loan is offered from Rs 50,000 to Rs 30 lakhs.
- The interest rate averages between 14% and 18% for both salaried and self-employed
- The loan repayment tenure is flexible and can be chosen between 12 months and 60 months
- Minimal requirements of documents and a quick verification process
- Apply for additional lend or fund any time after taking previous lend though repayment must be prompt for becoming eligible for this
- Make a partial repayment and also pre-close with 3% prepayment charges
Citi Bank Personal Loans in Chennai – Eligibility Criteria
Criteria like ITR, regular turnover, and net profit are considered.
The age criteria for the loan applicant averages between 23 and 60 years, The monthly net income of the applicant should be at least Rs 20,000.
A minimum of 3 years working history is required for the salaried applicants
Citi Bank Personal Loans in Chennai
Required Documents
| Salaried | Self-Employed |
| ID Proof - Passport, PAN Card, Voters' ID, Aadhaar Card, Driving License | ID Proof - Passport, PAN Card, Voters' ID, Aadhaar Card, Driving License |
| Address Proof - Passport, Aadhaar Card, Driving License | Address Proof - Passport, Aadhaar Card, Driving License |
| Salary slips - (For three months), Bank statements for last 6 months | Salary slips - (For three months), Bank statements for last 6 months, Proof of Business existence, Maintenance and Electricity Bills, Last 2 years Income tax returns of the applicant, Copy of GST registration for business |
About Citi Bank
Citi Bank is one of the leading online net banks in India providing banking accounts, loans, and credit cards etc…, The Citigroup’s subsidiary private sector Indian bank is headquartered in Mumbai. They hold the best rank amongst the leading banks existing in India. In India, especially in cities like Chennai, seeking financial help in low interest rates is a tedious process. But it is possible by availing Citi Bank Personal Loans in Chennai as they provide instant loans with low interest rates. Citi Bank also provides online net banking solutions, fund transfer, online card payment apart from dealing with financial services.
To avail instant personal loan services in Chennai, it is always a good idea to opt for Citi Bank Personal Loans in Chennai. For this, you can feel free to reach the supportive team at LoansBazaar, who gears up to make the loan approval process more simple and easy for you.
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