CitiBank Mortgage Loans In Chennai
The Citi Bank Mortgage Loan in Chennai is one of the finest ways to opt for different types of mortgage products at various walks and stages of life. It is a known fact that Mortgage Loans go a long way in one’s life and hence choosing a professional CitiBank Mortgage Loan Dealer in Chennai is essential. In that scenario, LoansBazaar team helps you avail the top mortgage loan deals in Chennai.
The Citibank’s mortgage loan has attractive features that includes both the lifestyle and financial goals. If an individual is looking for buying a new house, renovating the existing house, investing in existing property or transferring the existing loans, or any such mortgage loan related acts, choosing the Citi Bank Mortgage Loan in Chennai through the best CitiBank Mortgage Loan Agents in Chennai, is the good decision. Below, the detailed features, eligibility criteria and the required documents for verification are given.
CitiBank Mortgage Loan in Chennai – Features
- An assured minimum loan amount of Rs 35 lakhs up to 5 crore will be provided.
- The EMIs are much smaller with Rs 982 per lakh
- A flexible repayment tenure up to 25 years.
- The interest rates are attractive, competitive and affordable.
- Minimal documentation, easy application and doorstep service.
- It allows the loan applicants to leverage your residential or commercial property’s by availing a loan against property.
- The customers can avail the home loan top up facility to get more money on the basis of their repayment records.
- Quick and transparent processing.
CitiBank Mortgage Loan in Chennai – Eligibility criteria
- The applicants should be from 23 to 60 years to be eligible to take up home loans.
- A minimum of 2 years of experience is required for both salaried and self-employed individuals.
- Any individual who’s in a permanent service or who is filing ITR can apply.
- Professionals like doctors, engineers, architects, chartered accountants, etc.., can opt for the loan against property.
CitiBank Mortgage Loan in Chennai – Required Documents
- For the proof of identity, any of the following – passport, aadhar card, driving license, voter ID, GOI issued photo ID, or a government employee ID is required.
- For the proof of address aadhar card, driving license, voter ID, GOI issued photo ID, government employee ID, electricity bill, gas bill, telephone bill, or a property tax receipt is required.
- For the birth proof, passport, PAN card, Aadhar card with DOB, driving license, birth certificate or SSC mark sheet is required.
- For the signature proof, passport, PAN card, etc, is required.
- For the proof of income of salaried officials, 3 months’ pay slip, 6 months’ pay slip / 2 years bonus proof (in case of variable pay), 6 months bank statement showing salary credits, 2 years Form 16 (or employment continuity proof) are required.
- For NRI salaried officials, 3 month pay slip, appointment letter/contract letter, continuous discharge certificate for shipping cases, 6 month domestic NRE/NRO account statement, 6 month international salary account statement, overseas credit report, valid visa copy/OCI card, passport copy, POA details are required.
- For the self-employed officials, 2 years ITR, computation of income, P&L, balance sheet with CA seal and sign, tax audit report, 6 months bank statements of personal and business accounts, business continuity proof (3 years for HL / 5 years for LAP) are required.
