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HDFC Bank Mortgage Loans In Chennai
The HDFC Bank Mortgage Loan in Chennai is the right decision to opt for home loans as the bank rightly analyses your exact financial needs and provides professional financial assistance.
Further, with LoansBazaar, being a professional HDFC Bank Mortgage Loan Dealer in Chennai, helps you connect with the bank in a hassle-free way. The top HDFC Bank Mortgage Loan Agent in Chennai, will put you in connection with the right financial service provider and so, you can sit back and relax.
In a nutshell, the HDFC Bank presents their customers with a convenient and an affordable way to fulfil their dreams with the best deal through HDFC Bank Mortgage Loan in Chennai.
The interest rates are competitive and pocket-friendly. Also, the document verification processes are quick and transparent. Further, a variety of options like home loan, home improvement loan (HIL), and home extension loan (HEL) are available.
Here are the features, eligibility criteria and the documents required to avail the best home loan in the market.
HDFC Bank Mortgage Loan in Chennai
Features
- Transparent dealing and no hidden charges. Quick processing of loan approval along with free and safe document storage.
- Customized repayment options that suit customers’ needs.
- Competitive and affordable interest rates standing at 8.35%
- Special concessions on interest rates for women loan applicants
- Variety of loan options like home loan, home improvement loan (HIL), home extension loan (HEL)
- Automated repayment of EMIs and flexible repayment tenures
- Professional legal and technical counselling services regarding the home buying decisions.
HDFC Bank Mortgage Loan in Chennai – Eligibility Criteria
The minimum eligible income to be able to apply for HDFC home loan is Rs 25,000
The applicants should be from 24 to 60, if a salaried individual, and from 24 to 65, if he/she is a self-employed individual.
A minimum of 1 year of experience is required salaried professionals and at least 5 years of business stability is required for self-employed individuals.
HDFC Bank Mortgage Loan in Chennai Required Documents
| Salaried | Self-Employed |
| ID Proof - Passport, PAN Card, Voters' ID, Aadhaar Card, Driving License | ID Proof - Passport, PAN Card, Voters' ID, Aadhaar Card, Driving License |
| Address Proof - Passport, Aadhaar Card, Driving License | Address Proof - Passport, Aadhaar Card, Driving License |
| Salary slips - (For three months), Bank statements for last 6 months | Salary slips - (For three months), Bank statements for last 6 months, Proof of Business existence, Maintenance and Electricity Bills, Last 2 years Income tax returns of the applicant, Copy of GST registration for business |
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