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HDFC Bank Businss Loans In Chennai
The HDFC Bank Business Loan in Chennai is the best way to grow your company faster with instant business growth loans. The loan applicants looking to apply for loans with competitive and affordable interest rates can readily avail HDFC Bank Business Loan in Chennai.
The HDFC Bank Business Loan in Chennai is a top professional business growth loan whose features include up to Rs 50 lakhs with the waiver of collateral or guarantor.
Overdraft facility and flexible tenure options are some of the interesting aspects if chosen to avail financial assistance through HDFC Bank Business Loan in Chennai.
The customer-friendly loan features of the bank help the applicants with a hassle-free experience during documents verification processes. It is notable that the eligibility checks are done within 60 seconds. Read below to know the key features, eligibility criteria and other main documents needed for the approval of HDFC Bank Business Loan in Chennai.
A proper loan with all the beneficiaries mentioned-above can be availed now, with no time, with the help of best HDFC Bank Business Loan Dealers in Chennai. LoansBazaar, also known as the professional HDFC Bank Business Loan Agent in Chennai provides the loan applicants with complete financial assistance in this procedure.
HDFC Bank Business Loan in Chennai
Features
- The applicants can avail the loan amount up to Rs 40 lakhs and even Rs 50 lakhs in select locations is provided.
- The loans are provided with lower EMIs and other benefits.
- The flexible repayment tenure ranges from 12 – 48 months.
- Dropline facility of up to Rs 5 lakh to 15 lakh* is available
- The loan process is quick and convenient.
- The business loan includes 0.99% of processing charges.
- The rate of interest is competitive and affordable and stands at 15.75%.
HDFC Bank Business Loan in Chennai – Eligibility Criteria
The business should have a minimum turnover of Rs. 40 lakhs. The business should have a Minimal Annual Income (ITR) of Rs. 1.5 lakhs per annum
The applicant should be at least 21 years at the time of applying for the loan, and should be no older than 65 years at the time of loan maturity.
Individuals who have been in the current business for a minimum of 3 years, with 5 years total business experience. Those whose business has been profit making for the previous 2 years
HDFC Bank Business Loan in Chennai – Required Documents
| Salaried | Self-Employed |
| ID Proof - Passport, PAN Card, Voters' ID, Aadhaar Card, Driving License | ID Proof - Passport, PAN Card, Voters' ID, Aadhaar Card, Driving License |
| Address Proof - Passport, Aadhaar Card, Driving License | Address Proof - Passport, Aadhaar Card, Driving License |
| Salary slips - (For three months), Bank statements for last 6 months | Salary slips - (For three months), Bank statements for last 6 months, Proof of Business existence, Maintenance and Electricity Bills, Last 2 years Income tax returns of the applicant, Copy of GST registration for business |
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