Mortgage Loans – ICICI Bank
If you think taking a home loan is not easy, then you are partially mistaken. Because, it is not, if you choose ICICI Mortgage Loan in Chennai. For a hassle free home loan approval process. Opting for the right bank for providing continuous financial assistance is important. In that case, ICICI Mortgage Loan in Chennai will act as a best solution for all kinds of your home loan needs.
The bank has the advanced and digitalized processes with which it is easy to apply for loans and track them, as well. If you are a first time home loan buyer then you can also avail certain subsidiary benefits by choosing ICICI Mortgage Loan in Chennai.
Known as the best ICICI Mortgage Loan Dealer in Chennai, LoansBazaar and its team gear up to provide our customers in guiding them in the right way to fulfil their financial requirements.
ICICI Mortgage Loan in Chennai – Features
- An assured minimum loan amount of Rs 20 lakhs up to 7 crores will be provided.
- Sophisticated digital options like track my loan feature.
- Affordable and pocket-friendly EMI plans with a flexible repayment tenure of up to 30 years.
- The loan applicants will have access to free personal accident insurance*
- Reward points and other beneficiaries post every successful payment of EMIs
ICICI Mortgage Loan in Chennai – Eligibility Criteria
- The applicants should be from 21 to 65 years to be eligible to take up home loans.
- The co-applicant should have completed 18 years of age to be eligible to take-up a loan.
- A minimum of 2-3 years of experience is required for both salaried and self-employed individuals and a regular source of income is required.
- Professionals like doctors, engineers, architects, chartered accountants, etc.., can opt for the loan against property.
ICICI Bank Mortgage Loan in Chennai – Required Documents
- For the proof of identity, any of the following – passport, aadhar card, driving license, voter ID, GOI issued photo ID, or a government employee ID is required.
- For the proof of address aadhar card, driving license, voter ID, GOI issued photo ID, government employee ID, electricity bill, gas bill, telephone bill, or a property tax receipt is required.
- For the birth proof, passport, PAN card, Aadhar card with DOB, driving license, birth certificate or SSC mark sheet is required.
- For the signature proof, passport, PAN card, etc, is required.
- For the proof of income of salaried officials, 3 months’ pay slip, 6 months’ pay slip / 2 years bonus proof (in case of variable pay), 6 months bank statement showing salary credits, 2 years Form 16 (or employment continuity proof) are required.
- For NRI salaried officials, 3 month pay slip, appointment letter/contract letter, continuous discharge certificate for shipping cases, 6 month domestic NRE/NRO account statement, 6 month international salary account statement, overseas credit report, valid visa copy/OCI card, passport copy, POA details are required.
- For the self-employed officials, 2 years ITR, computation of income, P&L, balance sheet with CA seal and sign, tax audit report, 6 months bank statements of personal and business accounts, business continuity proof (3 years for HL / 5 years for LAP) are required.
